How FedNow® Aliases & RTP® Work for Instant B2B, C2B, and B2C Payments

FedNow® Aliases allow businesses and individuals to register email addresses or phone numbers as banking identities instead of traditional bank account numbers. This alias-based payment method ensures that transactions are routed correctly through the Real-Time Payments Hub, reducing errors and streamlining business operations.

By integrating SecureQBPlugin™ with QuickBooks® Online (QBO), businesses can:

✔ Send invoices with real-time payment requests via FedNow® or RTP®.
✔ Allow customers to pay instantly using an alias instead of a bank account number.
✔ Automatically reconcile payments within QuickBooks® QBO without manual entry.

How the Real-Time Payments Hub Ensures Payments Reach the Correct Account:

1️⃣ A payer enters an alias (email or phone number) instead of a bank account.
2️⃣ The Real-Time Payments Hub verifies the alias and determines the correct linked bank account.
3️⃣ If multiple accounts are linked, the system selects the most relevant one based on transaction type (B2B, C2B, B2C).
4️⃣ The payment is processed instantly via FedNow® or RTP®.
5️⃣ Funds are deposited into the correct bank account, with automatic reconciliation in QuickBooks® QBO via SecureQBPlugin™.

���� This removes manual entry errors, eliminates payment delays, and enhances business cash flow with real-time transactions.

Ask us how:

How businesses can use FedNow® Aliases & RTP® to manage multiple accounts securely.
How SecureQBPlugin™ integrates FedNow® RTP® payments with QuickBooks® Online.
Best way to automate invoicing and instant payments in QuickBooks® using FedNow® & RTP®.

Why Businesses Should Use FedNow® Aliases & RTP® for Invoices in QuickBooks® QBO

1. Eliminate Banking Errors with Alias-Based Payments

���� No need to enter long account numbers—just use an email or phone number.
���� The Real-Time Payments Hub filters transactions, ensuring payments reach the correct bank account.

2. Instant, Real-Time Payments with RTP® & FedNow®

���� ACH and wire transfers take days—RTP® and FedNow® settle transactions in seconds.
✅ Instant access to funds improves cash flow and financial planning.

3. Works for B2B, C2B, and B2C Transactions

✅ B2B: Vendors and suppliers receive immediate payments with reduced reconciliation time.
✅ C2B: Customers can pay businesses securely using an alias linked to their account.
✅ B2C: Businesses can process payroll, refunds, and other disbursements instantly.

4. 24/7/365 Availability – No Banking Restrictions

⏰ Unlike ACH and wire transfers that depend on banking hours, FedNow® Alias & RTP® payments operate 24/7—even on weekends and holidays.

5. Automated QuickBooks® Online (QBO) Integration via SecureQBPlugin™

���� SecureQBPlugin™ ensures payments are automatically recorded, eliminating manual reconciliation.
✅ Businesses can track, manage, and verify payments within QuickBooks® QBO in real time.

FedNow® & RTP® – How They Enable Faster Business Transactions

Both FedNow® and RTP® offer real-time payment solutions, providing businesses with a secure way to receive instant, alias-based payments.

Comparison Table: FedNow® vs. RTP® for Businesses

Feature	FedNow®	RTP®
Processing Speed	Instant (Seconds)	Instant (Seconds)
Alias-Based Payments (Email/Phone)	Yes	Yes
Automatic Invoice Reconciliation in QBO	Yes (via SecureQBPlugin™)	Yes (via SecureQBPlugin™)
24/7 Availability	Yes	Yes
Best Use Cases	B2B, C2B, B2C	B2B, C2B, B2C

���� Key Takeaway: Both FedNow® and RTP® provide fast, secure, and automated payment solutions that eliminate chargebacks and streamline business invoicing.

How to Get Started with FedNow® Aliases & RTP® for QuickBooks® QBO Payments

Step-by-Step Guide to Enabling Alias-Based Payments in QuickBooks®

✅ Step 1: Ensure Your Business Bank Supports FedNow® & RTP®.
✅ Step 2: Register Your Email and Phone Number as an Alias.
✅ Step 3: Integrate SecureQBPlugin™ with QuickBooks® QBO.
✅ Step 4: Enable Alias-Based Payments for Your Business Invoices.
✅ Step 5: Start Sending & Receiving Payments Instantly!

���� Once set up, businesses can automate invoicing, receive payments instantly, and streamline accounting processes within QuickBooks® QBO.

Get Paid Faster with FedNow® Aliases & RTP® via TodayPayments.com

���� Tired of waiting for slow payments and manually reconciling invoices? Switch to FedNow® Aliases & RTP® today!

Business Owners & Entrepreneurs: Receive real-time payments directly into the correct bank account using aliases.
Freelancers & Contractors: Get paid faster without sharing sensitive banking details.
Retailers & Service Providers: Accept real-time customer payments with no chargebacks.
Banks & Financial Institutions: Offer customers the fastest, most secure alias-based payment solution.

���� With SecureQBPlugin™ and TodayPayments.com, businesses can automate payments and invoicing in QuickBooks® QBO effortlessly.

���� Sign up at TodayPayments.com today and start accepting secure, alias-based transactions!